The Federal Aviation Administration gave the go ahead to AIG this week to use UAVs for tasks that may be too risky for people to actually do. The FAA also gave permission to State Farm and USAA insurance companies to use the UAVs as well.
The UAVs can help to quickly and efficiently do inspections of property that the company may be assessing, as well as after a disaster. The UAV could inspect a precarious roof much faster and safer than having someone climb up onto it to do the assessment. This move will almost certainly help the companies cut costs as well, which hopefully would mean less costs in premiums down the road.